Frequently Asked Questions

Below you will find answers to the most frequently asked questions we receive about DigiDocs. If you have a question that isn’t answered here, please call us on 1300 672 007.


Accessing the documents

+ Before the documents have been signed

Open the first email you received, and click on the ‘Review and Sign Documents’ button. For security reasons, each time you access your documents you will be prompted to enter a security access code sent to your mobile phone.

Please contact us if:

  • You do not receive that code; or
  • You received the code, incorrectly entered it several times and access is now denied; or
  • You clicked on the ‘Review and Sign Documents’ button in the email, but access was denied.

Once you have correctly entered the security access code, you will be asked to read and agree to the Electronic Record and Signature Disclosure.

If you agree, click on the ‘Consent’ box and the ‘Continue’ button.

If you do not agree, click on the ‘Actions’ button, then the ‘Decline to Sign’ button and explain why you do not want to sign the documents electronically. All borrowers will receive an email advising who has declined to sign and why. The documents will no longer be accessible.

 

+ After the documents have been signed

You can view your signed loan documents either by:

  • Clicking on the 'Review and Sign Documents' button in the email you received to sign your loan documents, or
  • Clicking on the 'Review and Download Documents' button in the email you received after signing your loan documents. You will be prompted to enter a new security access code.

Important: The documents will automatically be deleted 30 days after they have been signed. Please print or save the documents before then.

 


Information in the documents

Please review the documents carefully before you sign them.

We can answer some questions, but we cannot provide legal advice.

If the details in the loan contract (eg. loan amount, interest rates) are not what you expected, please click on the ‘Actions’ button and the ‘Finish Later’ button, then contact the person who arranged the loan for you.

If you decide to sign the documents, follow the process above under the heading ‘accessing the documents’. If you decide not to sign the documents, let us know by replying to the first email you received from us, and we will withdraw the documents that were sent to you.


Completing and signing the documents

+ If you agree to sign the documents electronically

After you click on the consent button, follow the prompts on the left hand side of the screen. The tabs will indicate when to sign, when to enter information, and when to upload documents.

If you make a mistake when completing a form, you can go back and change your answers at any time before you click the ‘Finish’ button.

The electronic signature you choose will not be the same as your handwritten signature, but that’s OK. Whatever signature you do choose will be legally binding. Please note that once you click on the ‘Adopt Signature’ button, you will not be able to change the style of the signature.

 

+ If you do not agree to sign the documents electronically

Please note you cannot print the documents and then sign them with a pen. These documents have been specifically designed to be completed and signed electronically.

At any stage if you decide that you would prefer to receive a paper document pack in the mail, click on the ‘Actions’ button, then the ‘Decline to Sign’ button and explain why you do not want to sign the documents electronically. We will arrange for a new set of documents to be printed and posted to you.

 


Uploading documents required by your lender

If your lender requires you to provide us with some documents before your loan can settle (eg. a bank statement or a home building insurance policy), there will be a page at the end of the electronic document pack which lists what documents are required.

+ To upload a new document
  • A yellow paper clip will appear at the end of the row. Click on that paper clip.
  • An ‘Upload Document’ screen will pop up. Click where is says ‘click here to upload’.
  • Find the document you want to upload (this can be a PDF or a photo) and highlight that document.
  • Click on the ‘Done’ button.

 

+ To delete a document uploaded by mistake
  • Once a document has been uploaded, the yellow paper clip you initially clicked becomes a grey paper clip. Click on that grey paper clip.
  • An ‘Upload Document’ screen will pop up and list each document that has already been uploaded.
  • Click on the cross (X) at the beginning of the document you want to delete.
  • Click on the ‘Done’ button. The document has now been deleted.

 


Printing the documents

Please note you cannot print the documents and then sign them with a pen. These documents have been specifically designed to be completed and signed electronically.

If you would like to print some documents to read before you sign electronically, or would like to print the documents you have finished signing electronically, follow these simple steps:

  • Open either the first email you received and click on the ‘Review and Sign Documents’ button, or the last email you received with the ‘Review and Download Documents’ button, then enter a new security access code.
  • Click on the picture of the printer .

Saving the documents

Important: The documents will automatically be deleted 30 days after they have been signed. We strongly recommend that you save a copy of the documents as soon as you have signed them. To save the documents, follow these simple steps.

  • Open either the first email you received and click on the ‘Review and Sign Documents’ button, or the last email you received with the ‘Review and Download Documents’ button, then enter a new security access code.
  • Click on the picture of the arrow pointing downwards .

Click on either ‘download as one PDF’ (for all documents to be saved in one PDF) or ‘download as separate PDF's (for each document to be saved as separate PDFs).


Amending the signed documents

The documents cannot be amended once they have been signed and the ‘Finish’ button has been clicked.

If a mistake has been made when the forms were completed (eg. a typo on the Direct Debit Form), or you change your mind about a selection you made (eg. which account surplus loan funds are to be deposited into) please let us know by replying to the first email you received from us. We will send you another form.


Next steps after you sign the documents

Once all borrowers have signed the documents, an email with a link to the signed documents will be sent to us and all borrowers.

Important: The documents will automatically be deleted 30 days after they have been signed. We strongly recommend that you save a copy of the documents as soon as you receive this email.

We will review the signed documents, and let you know if there are any issues or outstanding requirements. We will then arrange the settlement of your loan for the earliest possible date.